There is no need to work so hard trying to figure out how to get rich. You need to stick with something that is simple and works. The three options I will give you should take you there with time and patience. Please check them out:
- Invest your money in a S&P 500 index fund. This fund tracks the 500 largest funds in the United States. It is so great that Warren Buffet has famously recommended this fund for many people.
- Place your money in a total market index fund. This fund will give you exposure to large, mid, and small companies. You cannot get better diversification than that.
- Buy a target retirement fund. This fund will do the work of adding more conservative assets as you age. This means you will not have to worry about dips in the market when you get older because the fund should hold more bonds for you.
There you have it. The three simple ways to get rich. The only thing you need to do is pick a fund and invest regularly and often. You will be amazed by how quickly your money grows. These funds will do all the work for you. You could add all of them if you would like. Please just invest in one and do not worry too much about picking the right one. The important part is pick one. You could make changes in the future.