There is a lot of information out there to help you get your finances in order. It helps to have a budget and know the amount of money you bring in and the amount of money you allow to go out. This is why budgeting starts and ends with you. Bringing in money is relatively simple. You go to work and get paid on a specific day. You use this money for various items. Some of these items you do not have a choice but to pay. You need a roof over your head and a way to get around.
There is a lot of control in other stuff. Do you need every streaming service? When was the last time you used your gym membership? These are questions you must ask yourself. You need to sit down and break everything down. It is work, and it probably will take some time the first time you do it. There is no way around this if you want to improve your life and be financially responsible. You could take it one step at a time. There is no reason you must get it all done on the same day.
The great news is it gets easier once you start. The hard part is doing it the first time. Later you will not have to worry about all expenses because you should know most of them. You will then worry only about any new expenses you add. You could then flip and flop expenses. For instance, there are people that jump from streaming service to streaming service. They will binge watch everything they wanted and later cancel it and go to another streaming service. This is why having a budget is extremely important.